They gave you a check. It was up to you to pay your tuition and your books, but you just got a check. And so I wish I had known then the compound interest and how that's calculated and the ramifications of reckless borrowing of student loans back in the late 90s, early two thousand s. Now they have borrowing limits, which is good borrowing limits. You even have a lifetime borrowing limit
LaShekia Chatman
@Sheika_MC · 4:54
Good morning, Nurse Paul. And once again, you have posted the most phenomenal question. Mine is a little bit different, but I've been just disappointed because it involves money and it's something that I am doubly glad you brought up because I need to address that in a lecture I'm about to deliver in a couple of days. I think the one thing I regret signing up for, but it's rather a double edged sword, is for disability benefits. And here's why
Devski Grene’
@Devski_Grene · 4:57
And no amount of words or advice that even a mentor gives you will prepare you for the onslaught of unexpected circumstances and permutations and changes that can take place in entrepreneurship and don't have two businesses that you're working. Oh my God. So that's what I wish that I knew before signing on to entrepreneurship. Now, granted, the reward for going through all that with entrepreneurship is, I would say it's well worth it. But for anybody that's looking to get into entrepreneurship, it is
Angela Kaye
@AnngieKaye · 3:01
You. For me, it was leasing a car and I leased a car with my sister years ago, but that car ended up getting totaled in an accident. And so the lease kind of ended in a different way. But I leased a new car in 2014. And of course the idea is you lease it for three years, trade it in, get a new one like, it just, you know, easy breezy
Tanya Coles
@MsColes77 · 2:24
I've heard people say once you come off disability, it's hard to get back on disability and everything. My sister has come off of it at different times when she felt like she could earn more money working and of getting disability benefits. But with her health, her body is just not in the condition to work a full time job like normal people. So she really does need disability to help her be able to work part time and still make her ends meet. So thank you so much for
Tanya Coles
@MsColes77 · 3:10
Hey, Devski, thank you so much for your response. And, yes, entrepreneurship is a huge responsibility. I have a business on the side, and it's a huge responsibility. And this is the one thing about social media that really gets on my nerves as it relates to the entrepreneurship thing. Social media makes it look like it's so easy. People lose their job. Well, why don't you just start a business? Okay, ma'am?
Tanya Coles
@MsColes77 · 1:06
Hey, sis, thank you so much for providing insight on leasing, because I've never leased a vehicle, and I know that sometimes people will do it if they want to just continue to upgrade their vehicle without having to worry about a loan and all of that. But yeah, there are some caveats to leasing. Some caveats you can't just drive it to the wheels fall off. You have to keep it in certain condition
Moe Johnson
@NeophyteSavant · 1:05
As far as some of the choices that I made, that's probably applies to everyone, there's a lot of decisions that I made throughout my life that I definitely regret. And some of them, I knew it to be a gamble where I had a choice to go to either do this or that, and choice that I made. A lot of choices that I made did not have a good outcome. So that's where I'm at with that
Angela Kaye
@AnngieKaye · 0:51
You can't turn it in with bad brakes. You're going to have to do all that maintenance before you turn it in, even if you bought it. So, same thing. Even though I was buying the car, the same car I had, it had to go through a whole multipoint inspection. And if something was wrong, I would have to fix it in order to finance and bring the same car home. So that's another thing that I wasn't aware of
21st century scholars, which I had, which meant that I could have went to any public state college in the state for free. Everything would have been covered under this program. So I did not take advantage of that. And then, after waiting years, when I finally decided to go back to school, I went back to, I guess, what will be a private school, chartered secondary college, private college, whatever, which one they charge way more
My pay has gone down and it's been awful. So I wish to God I knew that some school districts will hold you to your contract and they don't give a flying anything. They do not care what you're going on personally in your life. They don't care. You sign that contract, they're going to hold you to it. That's it. So anyway, I found this very interesting. Thank you. Bye
Tanya Coles
@MsColes77 · 2:34
Both of you sign an agreement to hold up the legal parts of marriage. Yes. It is something that needs to be considered very carefully before signing your names on that license to say that, yes, you're joining your lives together, your finances together, you're joining your property together, everything that you have, you're joining it together. And people don't realize the weight of that until they get a divorce
Tanya Coles
@MsColes77 · 1:45
And so, yes, I've been in situations like that myself, not with a teaching contract, but I've been in contract situations where they are like, no, non negotiable. You signed your name, and so you are held to it, and now you have to deal with the consequences of signing your name to this document. So I've definitely been there, too