@LadyFi
Evelyn Phipps
@LadyFi · 1:46

#askSwell | 💵My husband is spending too much money. How do I tell him without being mean? #askswell

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I mean, he works so hard to bring the money in the house, and I have money coming in, too, but I need to have a conversation with him. And I thought that I had tried, but now I just need some better ideas, I think, because it's going to get heated if I say it the way I want to, and I don't want to do that. So what do you guys think? What would you say? What would you do?

#spending #marriage #finances #moneymanagement

@SimplyLammy
LaMar Kennedy
@SimplyLammy · 3:01
Hey, lady fire. It's a good question. Simply lambie here. And I just got to say, you know, I'm not married, so take my opinion with a grain of salt. But I will say that I personally believe that a marriage is more than 50 50. I believe a marriage is y'all both coming together as one. So y'all basically 100% now. You're 100%. You're one person at this point. You know what I mean?
@LadyFi
Evelyn Phipps
@LadyFi · 1:39

@SimplyLammy #budgets #asone

Hello. Thank you so much for answering. Now, you said that you gonna put a little, you know, take your opinion with a grain of salt. Okay. Now, you know that was the salt, the pepper, the slap your mama and all that seasoning, right? But okay, let's get into what you said. You said that we should be as one. I'm so grateful you said that. I need to change my mind mindset
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@Swell
Swell Team
@Swell · 0:15

Welcome to Swell!

@AnngieKaye
Angela Kaye
@AnngieKaye · 1:11
Listen, if you don't feel like cooking, I'm going to cook, but we can't keep eating out. And so he would just say it straightforward. And I'm like, oh, okay. But I already knew going in that I won't say he was better with money, but I will say he was more frugal, more cheap. And I'm the kind of person, I don't think I waste the money, but I'll find a way to do it
@LadyFi
Evelyn Phipps
@LadyFi · 1:18

@DearAuntyAng

That meanwhile, he was doing his thing, spending an abundance of money, but I wanted too much. So the way he said it to me hurt my feelings deeply, when he could have just said, honey, we can't afford that right now, but we'll work toward that goal. He never said that. He always hurt my feelings. So I'm trying to do things differently with my husband now, because with my second husband, I was like that
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@MsColes77
Tanya Coles
@MsColes77 · 3:32
I was reading the other day, or I was listening to this content creator the other day talking about finances and he said, and then just drop that tip, and he might surprise you. He might be, like, on board with some of the stuff that you're suggesting. So to me, that would be, like, a place to start. Just make some suggestions and not outright confront him about his spending habits and see how open and receptive he is
@HeyItsErica
Erica Jean
@HeyItsErica · 4:41
I don't want anyone to have a future where they don't have money for food or their own place to live. And I think that you know deep down what you have to do. And you said it, you need to sit your husband down. Pick a time where the both of you are not doing anything. Pick a time where he's receptive. And you have to show him communication is more than just about telling. It's about showing. Show him where things can lead. Right
@Scribe7
Mike W
@Scribe7 · 3:20
More than trying to just say, look, stop doing what you're doing, you know what I mean? Because it seemed to work. You know what I mean? I'm going to try because I've never done that. I always did 75 25. But there's not a woman that I've ever been with that knew exactly how much money I made with the overtime and all that, direct deposit, anything after that, that was me
@LadyFi
Evelyn Phipps
@LadyFi · 0:51

@Scribe7

And I'm so glad you shared the story about your grandfather, because that's what my grandfather would do, too. On both sides, actually. They would just hand it right to Grandma so Grandma could figure it out. We as women, we can figure it out. Thank you so much for answering. Okay. All right. Scribe said, and I hear
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