So, for example, if you feel that inflation may be higher for a longer period than you once thought, you could request a hypothetical showing how you might need to adjust your investment mix to achieve your long term goals, given your risk tolerance and your time horizon. Now, if you're already retired, there are still some things you can do. You can consider part time work or consulting. Once you retire from your career, it doesn't mean you can never do any paid work again