And these are the things that I'm learning on a daily basis. It's fairly interesting. I really love the conversation. I really love the opportunity for me to learn about the whole credit report, credit bureau type arena because there aren't that many people talking about it. Like I said in my previous conversations here, finances in the caribbean community, especially for me, I'm Haitian American. It is not something that we discuss openly. Parents, elders do not like to speak about their finances