@DBPardes
Deborah Pardes
@DBPardes · 3:28

STORM SURGE: There’s no assurance from insurance. What’s your plan?

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And I just read this quote, which I'm going to put here as a picture. If you make insurance too cheap, people are going to build in places that aren't safe because they're like, oh, I can get insurance. But if it's too expensive, like what's happening in Florida, people are saying, I'm not going to do it. I'm just going to deal with the fallout and not take care of myself in this way

#climatechange

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@BkQue
Cheryl Hill
@BkQue · 1:43
I live in the greater Houston area and Houston has a tendency to flood often and we get threats of hurricanes and we've been doing several over the years. We carry home insurance as well as flood insurance. They're two separate policies now at this point. It's not necessarily cheap, but it has been affordable for us at this point. And so it hasn't gotten to the point that it is unaffordable. So maybe it will one day, I don't know
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@Luchianna
Eluchianna Olive
@Luchianna · 4:41
There were people that did not have earthquake insurance because they felt like they didn't need it. The government will help them to rebuild. But you can't really rely on the government. But can you rely on your insurance? Right? If you're a homeowner, it should be where it is affordable. Right? It is affordable for you to get those insurances to help you in future endeavors, to help you rebuild. Loss of income. They're not talking about it
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@Swell
Swell Team
@Swell · 0:15

Welcome to Swell!

@DBPardes
Deborah Pardes
@DBPardes · 2:55

@BkQue @Luchianna

So wouldn't it be cool if you voted in some kind of mass insurance program that the city provided or the district provided and you pay taxes for it, but there was never a choice of whether or not to not just do it that year or that decade because at this point, for me, it shouldn't really be up to the individual homeowner
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@Her_Sisu
J.L. Beasley
@Her_Sisu · 0:26
Well gets on my nerves sometimes. I swear it does. I just shared this post about my grandparents losing their home and I really because it took me down an emotional journey and I got emotional during ring. Good. I don't even really feel like repeating all of it, but yes, it's important to make sure you have your affairs in order so that you can maintain your legacy, your land, your home, and just make spark decisions
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@Taylor
Taylor J
@Taylor · 4:04
And that is not something that I think we are equipped to handle. You hear on CNN or on Fox that they reference FEMA and they reference emergency groups that are ready to go and have the training necessary to deal with something like this. And I think the reality is they don't. They have some experience from dealing with similar things
@Phil
phil spade
@Phil · 1:49

https://youtu.be/fZtXYXBEIn4

I don't think we've really addressed the problem that we have with FEMA, and I know you're taking it a step further and talking about climate change, which I think is very important. But I also think we really need to take a look at the FEMA and program the insurance companies, take a look at who's actually profiting when these disasters happen. And it's sad to me that a lot of this money goes into not the hands of the people that need it the most
article image placeholderBusiness of Disaster (full documentary) | FRONTLINE
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